If you're thinking about changing your mortgage rate before completion, it's usually possible, and it can be a great way to make sure you're getting the best deal!

Here’s what to keep in mind

Before Completion:
You can often amend your mortgage rate before completion, as long as it's before the funds are released. The earlier you make the change, the easier it is to adjust everything.
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Lender Flexibility:
Different lenders have different policies, so some may allow you to make changes up until a few days before completion, while others may have a bit more flexibility. It’s a great idea to check with your lender to see what options are available!
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Impact on Your Application:
Changing your rate might mean a quick reassessment of your application, especially if the new rate affects your affordability. But don’t worry—this is usually a smooth process, and your lender will guide you through it.
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Things to Consider:
Be sure to look at how the new rate will affect your monthly payments, and whether there are any additional fees involved. Your lender or broker can help you understand the changes and how they fit with your goals.
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If you’re thinking of making any changes, just reach out to us, we are here to help, and make sure everything is sorted.
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