Free Legals or Fee assisted Legals are an incentive that some mortgage lenders offer to help with the legal costs when you're remortgaging or purchasing a property. Essentially, the lender covers the cost of some of the legal work needed to complete your transaction. Here's what you can expect:
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​What’s Included in Free Legals?
Appointed Solicitor: The lender will typically appoint a solicitor or conveyancer to handle the legal aspects of your case.
Standard Services:
Checking the property title
Paying off your existing mortgage (if remortgaging)
Registering your new mortgage with the Land Registry

​What’s Not Included?
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​Free legals generally cover the basics, but there could be extra costs for:
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Leasehold properties (e.g., checking ground rent or service charges)
Transfer of equity (e.g., adding or removing someone from the mortgage)
Handling more complex or non-standard situations
Additional searches or checks required by your lender
Things to Consider
Convenience: Free legals can be a simple and cost-effective option, especially for straightforward cases.
Limitations: Since the lender typically chooses the solicitor, you might not have as much flexibility in selecting who handles your case.
Timing: Some borrowers find that the process may take a little longer because the solicitor is handling many similar cases.